<?xml version="1.0" encoding="UTF-8"?><urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"><url><loc>https://www.hansardfiles.ca/p/porter-commission-bank-act-ceiling-cmhc-mortgages-1962</loc><news:news><news:publication><news:name>Hansard Files</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-10-18T10:02:33+00:00</news:publication_date><news:title>In 1962, Every Chartered Bank in Canada Combined Issued Exactly Two Home Mortgages</news:title></news:news></url></urlset>